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Renters Insurance

What is renters insurance?

Renter’s insurance is an insurance policy that protects your personal property and personal liability against misfortunes such as fire, theft, smoke, vandalism, injury to another person, etc. While some renters may not see a need for renters insurance because they don’t own the home, it is important to remember the things inside of the home such as clothes, furniture, sports equipment, antiques, electronics, artwork, and more. Renters insurance coverage is available to protect these types of items.
Renters insurance also covers you legally if a guest gets hurt or damages your property while visiting your home.

What does renters insurance cost?

Renters insurance rates are more affordable than you might think. Some renters insurance policies can be as low as $125 per year. Even if your landlord carries an insurance policy, it will typically only cover the building, not your possessions; therefore, renters insurance could ensure that your valuables are protected.

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